Debt-to-Income Ratio Calculator
Calculate your debt-to-income (DTI) ratio from monthly debt payments and gross monthly income.
Enter your values and press Calculate.
How to use the Debt-to-Income Ratio calculator
Many lenders prefer a DTI under 36%, and 43% is a common upper limit for qualified mortgages.
Formula
DTI = total monthly debt payments ÷ gross monthly income × 100
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