Calculators

APR to APY Calculator

Convert an annual percentage rate (APR) to annual percentage yield (APY), or APY to APR, for any compounding frequency.

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Enter your values and press Calculate.

How to use the APR to APY calculator

Savings accounts advertise APY because it is higher; loans advertise APR because it is lower. Compare like with like.

Formula

APY = (1 + APR/n)n − 1; APR = n × ((1 + APY)1/n − 1).

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